Suggestions on the Prevention and Disposal of Non-Performing Assets of China Construction Bank

Abstract

To effectively solve the problem of non-performing asset management, the Chinese government has adopted a series of major policy measures. However, China's state-owned commercial banks dispose of non-performing assets on a large scale, and the operation methods and management methods for disposing of non-performing assets are relatively simple. These non-performing assets not only seriously reduce the capital anti-risk and risk management capabilities of commercial banks, but also have a certain negative impact on the stable and healthy operation of the national financial system, thus seriously affecting the healthy and stable development of the entire national economy. Therefore, effectively resolving the bank's non-performing assets has become a top priority for state-owned commercial banks.